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Part 4 – Central bank digital currency

By Tracy Molino and Noah Walters
December 17, 2020
  • Consumer Finance
  • Crypto/Blockchain
  • Payments
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In the fourth instalment of this seven part series on the future of money, the authors examine the increasingly popular central bank digital currency (CBDC) systems as an alternative to the contemporary fiat system. The article explains CBDC in detail, and distinguishes it from the traditional fiat system. It also explains the token based and account based design formats for CBDC, while highlighting the policy considerations for regulators choosing a centralised or decentralized technological infrastructure for the distribution of CBDC.

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Tracy Molino

About Tracy Molino

Tracy Molino is counsel in our Banking and Finance group. Tracy has extensive experience with payments law and technology, bank regulatory and policy matters, and consumer protection issues.

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Noah Walters

About Noah Walters

Noah Walters (He/Him/His) is an associate in the Banking and Finance group at Dentons. His practice involves representing blockchain, FinTech and other emerging technology companies on financing and regulatory matters.

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